Insurance companies make millions of dollars each year from individuals who fail to use all their dental allowance. Once the deductible is met for the year, additional services up to a set amount are fully paid! Here's an example, the typical annual allowance is around $1,000. If you have two checkups, cleanings and a set of x-rays, that adds up to about $435 – meaning there’s another $565 left to use on tooth-colored fillings, occlusal guards, dentures and periodontal maintenance. Not sure how much is left of your allowance? Contact the number on the back of your dental insurance card.